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Programs to fit every need. |
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Mortgage Professionals of America is a
mortgage broker. Since we don't just work for one lender, we have
the ability to originate loans with several different lending
institutions. This allows us to make sure that each loan is
custom fit to your needs. Here are just some of the different types
of loans that may fit your needs. Be sure to fill out an
online application so a Mortgage Professional can help you
find the best program for you! |
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Conventional Loan
Programs
Everything You Expect and More!
We offer a full range of
conventional conforming home loans, including fixed- and adjustable-rate
products, balloon products, and even interest-only programs to meet all
of your needs. For larger loan amounts, we have jumbo loans up to
$2,000,000.
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Adjustable Rate
Mortgages
We
offer 3/1, 5/1, 7/1 & 10/1 ARMs under conforming & non-conforming
products including Fast & Easy and Expanded Criteria Conforming
Balance programs. These ARMs are fixed for the first 3, 5, 7 and 10
years, then are converted to a one-year ARM tied to the LIBOR index.
There is also an interest-only option.
Fast & Easy Program
Great Price for Great Borrowers! |
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Finally, a reward for
your excellent credit record – a simpler home loan with lower
documentation requirements! The Fast & Easy loan features
streamlined processing, no cash reserves, as little as 5% down.
The loan is available for purchases, refinances, even cashout
transactions! Give us a call – you could be closing your next loan
a lot sooner than you think! |
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Expanded Criteria
Programs
Everything You Expect and More!
You no longer have to
be turned down just because your finances don't fall within the
"cookie cutter" criteria for traditional loan programs. Our Expanded
Criteria program is the answer. These "A" paper loans are offered
for fixed rates, ARMs and Conforming Fixed Period 3/1, 5/1, 7/1 &
10/1 ARMs. We also offer many "no income" programs such as our
Reduced Doc, No Ratio and No Income/No Asset s and Stated
Income/Stated Asset programs. |
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Be sure to check out our ZERO DOWN products! |
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•Zero
Down 103% Plan up to $375,000, a loan that allows borrowers to finance
up to 100% Loan To Value (LTV). They can even include up to 3% closing costs and prepaid
fees in the loan amount, for a total LTV of 103%!*
•Zero
Down, 80/20 with a combined loan amount up to $500,000. The second can
be a HELOC or Fixed Rate and there are no Mortgage Insurance
requirements.
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Debt Consolidation
Let us show you how
to get around impossibly high interest rates. We can help you
consolidate your debts into a single loan. A loan with a
reasonable interest rate and affordable monthly payments.
You'll benefit from
lower monthly payments which will allow you to have extra cash on
hand each month. And every year you'll see extra tax benefits
that can help you when it's time to file your return. (Be sure to
consult your tax advisor or accountant regarding the deductibility
of mortgage interest.) |
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Just contact us today.
We can qualify your loan over the phone. After your information is
verified and the loan documents are processed, you'll get the funds you
need.
Afraid you'll hit a dead end? Don't worry. We
work with lenders who have experience with what are known as “subprime”
loans. These lenders understand that not everyone has a spotless
credit history. So contact us today and start the process.
Before you know it, you'll be on your way to financial independence and
prosperity! |
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Home Equity Products
Buried under an avalanche of debt? A loan of several thousand
dollars could sure help you dig out from under it, right?
RELAX. |
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We can help.
Refinancing your home can give you access to the cash you need and give
you tax benefits you may not have known about. (Be sure to
consult your tax advisor or accountant regarding the deductibility of
mortgage interest.)
Let your cash give you a
hand. Chances are you've built up some equity in your home.
Refinancing can let you turn that equity into cash that can be used to
pay off that mountain of bills! And the money left over can be
used for any number of home improvement projects:
The best place is to refinance is with us.
We can qualify your loan
today. After your information is verified and the loan documents
are processed, you'll get the funds you need to pay off those bills or
for home improvements.
Been turned down before?
Don't worry. We
work with lenders who have experience with what are known as “subprime”
loans. These lenders understand that not everyone has flawless
credit history. So contact us today and start the process. |
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Extensive Subprime
Programs
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We can help in any of the following circumstances:
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Self-Employed
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Divorced
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Credit
Impaired
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Overextended
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Loss of
Job
Someone once
said, “When life gives you lemons, make lemonade.” Unfortunately,
having a lemon on one's credit report can make it hard to get a
loan. THAT'S WHERE WE CAN HELP. We work with
lenders who understand that life sometimes hands someone a lemon.
If you're one of those people whose income is hard to verify because
you're self-employed, or your credit history shows a late payment or
two, rest easy.
Many lenders have come to realize that it
makes good sense to make loans to people with less than perfect
credit histories. So if you've gone through a divorce, have
suffered a job loss, or have a few too many credit cards, you're an
excellent candidate for what is known as a “subprime” loan. |
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