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Get Pre-Qualified Now!

Apply Now!


 
Get prequalified quickly and easily or simply apply online.  Make your selection below.
 
 

 

 A.  Property Information:

 

Property Address:
City, ST  Zip: , 
Number of Units:
Year Built:
Property will be:
Year Acquired:
Original Cost: $
Amount of Existing Liens: $
Purposes of Loan:

Current Lender:
Present Market Value: $
Current Mortgage Payments: $
Current Taxes and Insurance: $
Are you currently escrowing?:
Preferred homeowner number (if applicable)
 
 

 B.  Borrower's Information:

Borrower

Co-Borrower

Prefix: Prefix:
First Name: First Name:
Middle Initial: Middle Initial:
Last Name: Last Name:
Suffix: Suffix:
Social Security #: Social Security #:
Date of birth: Date of birth:
Years in school: Years in school:
# of Dependents: Dependents not listed by borrower:
Ages of Dependents: Ages of Dependents:
Home phone: Home phone:
Marital Status: Marital Status:
Present Address: Present Address:
Address 2: Address 2:
City, ST Zip: , City, ST Zip: ,
Own/Rent?: Own/Rent?:
Years at present address: Years at present address:

If less than 2, please provide:

Previous Address: Previous Address:
Previous Address 2: Previous Address 2:
Previous City, ST Zip: , Previous City, ST Zip: ,
Previous Own/Rent?: Previous Own/Rent?:
Years at previous address: Years at previous address:
       
Present Employer: Present Employer:
Employer Address: Employer Address:
City, ST Zip: City, ST Zip:
Employer phone: Employer phone:
Self-employed?: Self-employed?:
Years on this job?: Years on this job?:
Position/Title?: Position/Title?:
Year in this line of work?: Year in this line of work?:
Gross Monthly Income (before taxes): Gross Monthly Income (before taxes):

If less than 2 years, please provide:

Previous Employer: Previous Employer:
Employer Address: Employer Address:
City, ST Zip: City, ST Zip:
Employer phone: Employer phone:
Self-employed?: Self-employed?:
Years on this job?: Years on this job?:
Position/Title?: Position/Title?:
Dates in this position: Dates in this position:
Gross Monthly Income (before taxes): Gross Monthly Income (before taxes):
Is there a Co-borrower?:

If yes, please complete the Co-Borrower Information.  Otherwise go to the next section.

 
 

 C.  Bank Information:

 

Bank Accounts

Account 1

Name of Bank:
Type of Account:
Average Monthly Balance:

Account 2

Name of Bank:
Type of Account:
Average Monthly Balance:

Stocks and Bonds

Value of Accounts (total):
Vested interest in retirement funds:
 
 
 D.  Declarations:
 
 

Borrower

Co-Borrower

1  Are there any outstanding judgments against you?

Yes  No

Yes  No

2. Have you been declared bankrupt within the past 7 years?

Yes  No

Yes  No

3. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?

Yes  No

Yes  No

4.  Are you a party to a lawsuit?

Yes  No

Yes  No

5.  Have you directly or indirectly been obligated on any loan  which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?  (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee) 

Yes  No

Yes  No

6.  Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?  

Yes  No

Yes  No

7.  Are you obligated to pay alimony, child support, or separate maintenance?

Yes  No

Yes  No

8.  Are you a co-maker or endorser on a note?

Yes  No

Yes  No

9.  Are you a U.S. citizen?

Yes  No

Yes  No

10.  Are you a permanent resident alien?

Yes  No

Yes  No

11.  Do you intend to occupy the property as your primary residence?

Yes  No

Yes  No

12.  Have you had ownership interest in a property in the last three years?

Yes  No

Yes  No

   (1) What type of property did you own?

   (2) How did you hold the title to your home?

 
 E.  Information for Government Monitoring Purposes:

The following information is requested by the Federal Government for certain types of loans related to a dwelling, in order to monitor the Lender’s compliance with equal credit opportunity, fair housing and home mortgage disclosure laws.  You are not required to furnish this information, but are encouraged to do so.  The law provides that a Lender may neither discriminate on the basis of this information, nor on whether you choose to furnish it.  However, if you choose not to furnish it, under Federal regulations this Lender is required to note race and sex on the basis of visual observation or surname.  If you do not wish to furnish the above information, please check the box below.    (Lender must review the above material to assure that the disclosures satisfy all requirements to which the Lender is subject under applicable state law for the particular type of loan applied for.)

 

Borrower

Co-Borrower

 

I do not with to furnish this information

I do not with to furnish this information

Ethnicity:

Race:

Sex:

 
 F.  Credit Authorization
A very important part of the Application process includes authorizing MPOA to obtain and review a current copy of your credit report.
 

I have already given MPOA written or electronic authorization to obtain my credit

      report, please do not pull my credit again.

I authorize MPOA to obtain and review a current copy of my credit report. 

(Please check appropriate boxes below.)

 

Borrower Confirmation

I agree to and accept the terms below. 

 
   

Co-Borrower Confirmation

I agree to and accept the terms below. 

 

NOTICE TO REAL ESTATE MORTGAGE LOAN

APPLICANT FAIR CREDIT REPORTING ACT

I/We understand that as part of assembling my/our loan application, Mortgage Professionals of America will request a consumer report bearing my/our credit worthiness, credit standing and credit capacity.  This notice is given to me/us pursuant to the Fair Credit Reporting Act of 1970, Section 601, inclusive.  I/We am/are entitled to such information within 60 days of written demand therefore made to the Credit Reporting Agency pursuant to Section 606(b) of the Fair Credit Reporting Act.

PRIVACY ACT NOTICE

Notice to borrowers:  This is notice to you as required by the Right to Financial Privacy Act of 1978 that HUD/FHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you.  Financial records involving your transaction will be available to HUD/FHA without further notice or authorization , but will not be disclosed or released by this institution to another Government Agency or Department without your consent except as required or permitted by law.  The information requested in this form is authorized by Title 38 USC, Chapter 37 (if VA); by 12 USC, Section 1701 et seq. (if HUD/FHA); by 42 USC, Section 1452b (if HUD/CPD); and Title 42 USC, 1471 et seq. or 7 USC, 1921 et seq. (if USDA/FmHA).

 
 G.  Are you currently working with an MPOA representative?

 

 

                        Please let us know how you heard about us:

 

 
 
 
 
 
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