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A. Property Information:
Choose One: Purchase Reduce Rate Debt Consolidation Reduce Payment Cash Out
B. Borrower's Information:
Borrower
Co-Borrower
If less than 2, please provide:
If less than 2 years, please provide:
Yes No
If yes, please complete the Co-Borrower Information. Otherwise go to the next section.
C. Bank Information:
Bank Accounts
Account 1
Account 2
Stocks and Bonds
3. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
4. Are you a party to a lawsuit?
5. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee)
6. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
7. Are you obligated to pay alimony, child support, or separate maintenance?
11. Do you intend to occupy the property as your primary residence?
(1) What type of property did you own?
Principal Residence Second Home Investment Property None
(2) How did you hold the title to your home?
Soley Jointly with Spouse Jointly with Another Person None
The following information is requested by the Federal Government for certain types of loans related to a dwelling, in order to monitor the Lender’s compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a Lender may neither discriminate on the basis of this information, nor on whether you choose to furnish it. However, if you choose not to furnish it, under Federal regulations this Lender is required to note race and sex on the basis of visual observation or surname. If you do not wish to furnish the above information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the Lender is subject under applicable state law for the particular type of loan applied for.)
I do not with to furnish this information
Choose One: Hispanic or Latino Not Hispanic or Latino Do not wish to furnish
Choose One: Do not wish to furnish American Indian or Alaska Native Asian Black or African American Native Hawaiian or Other Pacific Islander White
Choose One: Do not wish to furnish Female Male
I have already given MPOA written or electronic authorization to obtain my credit
report, please do not pull my credit again.
(Please check appropriate boxes below.)
Borrower Confirmation
I agree to and accept the terms below.
Co-Borrower Confirmation
NOTICE TO REAL ESTATE MORTGAGE LOAN
APPLICANT FAIR CREDIT REPORTING ACT
PRIVACY ACT NOTICE
Notice to borrowers: This is notice to you as required by the Right to Financial Privacy Act of 1978 that HUD/FHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you. Financial records involving your transaction will be available to HUD/FHA without further notice or authorization , but will not be disclosed or released by this institution to another Government Agency or Department without your consent except as required or permitted by law. The information requested in this form is authorized by Title 38 USC, Chapter 37 (if VA); by 12 USC, Section 1701 et seq. (if HUD/FHA); by 42 USC, Section 1452b (if HUD/CPD); and Title 42 USC, 1471 et seq. or 7 USC, 1921 et seq. (if USDA/FmHA).
Choose one: Ailene Banks Amy Cambron Bill Jackson Brian Smith Carrie Marlin Chris White David Reitz Don McKinzie Grady Hawley Jason Majors Julie McKinzie Mickey Cambron Munshi Rahman Thelma Williams No one
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